HODL and crypto investing

HODL is technically the simplest earning scheme, but it contains certain risks. In a nutshell, it works like this: you have to buy with real money the cryptocurrency whose long-term prospects seem the most “solid” and store it in a safe place for a long time, sometimes even several years. Then, when the rate of the crypto-currency, in the investor’s opinion, has risen enough, you can sell it at a profit. Let’s find out if can i get a loan to buy crypto.

The main difficulty lies in the volatility of cryptocurrencies. When the rate starts to fall, it is very important to determine whether you need to rush to sell your savings before they have completely depreciated or if it is only a temporary crisis, so there is no point in panicking. Using your knowledge and skills, you can make patience pay off many times over.

To increase your chances, you need to gain as much experience as possible – the market is largely controlled by emotions, and no expert can 100% predict its rise or fall.

Investors are divided into two main types:

  • Some believe piously in the success of popular cryptocurrencies, especially Bitcoin, and keep their savings in them.
  • Others are looking for alternatives – for example, investments in exchange tokens (HT, BNB, EXMO Coin, etc.) are gaining popularity. They do show good growth potential, and in addition, they are actively working and developing.

One important investing rule to remember is to never keep all your eggs in one basket. In other words, you need to diversify your investments, buying several cryptocurrencies of different types at once. Then, even if one collapses, the investor will not lose all the money. Cryptocurrency exchanges through which you can buy cryptocurrency (alternative to exchanges, if you do not plan active trading): Baksman, 24paybank, Prostocash, 60cek, Xchange, Kassa.

Battle Infinity

Battle Infinity is a gaming platform that offers its users a variety of P2E games. Here, lovers of decentralized leisure will get a lot of opportunities to both have a good time and make good money. Transparency and security ensure complete immersion. Any kind of interaction is available in the games, which will allow each user to choose a variant to his/her liking and earn cryptocurrency with pleasure.

The unique functionality of the platform generates the interest of new users. These features make spending time on Battle Infinity more interesting and profitable for players. For example, freezing a certain amount of tokens for a predetermined period of time helps to get interest accruals. The amount of profit received depends primarily on the frozen amount.

Stabilization of the price of tokens is possible due to the automated addition of liquidity to the pool. Also, the platform does not allow bots to influence the value of the player’s finances in any way. There is a transaction fee, but the accrual cannot be called significant, which allows users to stay in the black on all parameters.

Cloud Mining

Cloud mining is a budget option where cryptocurrency mining is done on rented equipment, often located in another city or even country. Cloud servers can be used to mine Bitcoin, Dash, as well as Ethereum, Monero, and other digital assets.

The benefits of using cloud mining

  • Saving money – no need to buy expensive equipment, rent a room, or pay for electricity.
  • You can independently choose a service that provides cloud mining by reading the reviews on the Internet.
  • A large number of cloud services to choose from.
  • A variety of tariff plans and cryptocurrencies for mining.


  • Lower-income. You will earn less than with traditional mining.
  • You may come across a “high-yield HYIP” that is well disguised as a regular cloud mining service. In this case, you will only be able to earn income at the start of the project.

Earnings through a landing page

Another interesting option for making money is lending. In essence, it is lending coins at interest. A trader can give such loans to traders like himself and to cryptocurrency exchanges. The latter use banding to increase the liquidity of a particular cryptocurrency. The key advantage of banding is that one can effortlessly earn quite large amounts of money. As practice has shown, it is not possible to get such money if you use a bank deposit.

Cryptocurrency “credit” can be given by the owner of the asset:

  • Indefinitely. The interest rate, in this case, will be low, but the lender has the right to withdraw the earnings at any time.
  • For a fixed term. The interest rate is high, but the dividends received will not be able to be withdrawn before the specified time.

Cryptocurrency staking

The method of staking is now referred to by many as a kind of analog of mining. Cryptocurrency staking is, in some ways, similar to opening a deposit at a banking institution. One of the main differences is that the account is opened in digital currency. In addition, the profitability here is higher.

Every month it can be up to 3%. All the stake needs are to transfer a certain amount of selected coins to a special account on the exchange. Thus, the user will, in the long term, receive a passive income. And this is already a big plus. Also, unlike mining, there is absolutely no need to purchase any equipment.

However, there are some disadvantages to stacking. The profitability is minimal compared to other ways of earning cryptocurrency. At the same time, there is always the risk of closing the exchange. This means instant loss of capital.

You should choose the exchange carefully. The platform must be safe and reputable on the market. Only in this case will it be possible to earn. What is good about trading is that it is suitable for experienced traders as well as for beginners. And the level of profitability from this method is determined solely by the chosen digital currency.

The Coinloan platform

Coinloan (coinloan.io) is one of the industry’s largest p2p cryptocurrency lending platforms. It allows individuals to borrow money by pledging cryptocurrency investments with an LTV of up to 70%. The project practices both short-term and long-term loans (from a week to three years).

Features of the site:

  • A market participant can adjust the terms of the loan himself – term, amount, interest rate, the currency of receipt, and collateral.
  • Work is possible after passing the KYC check.
  • An unlimited number of loans can be taken at one time.
  • Minimum loan term is 7 days, maximum 36 months.
  • LTV can be adjusted from 5 to 70%.
  • Supported cryptocurrencies are BTC, ETH, XMR, BCH, CLT, ONT, and LTC as well as some stablecoins.
  • Supported fiat currencies are USD, EUR, RUB, and GBP. Payback is required in the same currency in which you borrowed.
  • Available ways to receive funds – ADVcash, Alfa Bank, SWIFT, SEPA.

So Coinloan is an interesting option for both borrowers and lenders. Importantly, everyone can find a loan here to suit their conditions if a suitable counterparty can be found. That is the essence of p2p platforms.

Governance Tracker by Tally Review

The cryptocurrency market is fluid and ever-changing.

When you think you’ve got a handle on the pulse of a coin or token’s price action, it takes an unexpected turn.

No one is perfect, and that’s especially true when it comes to cryptocurrency. By using the right tools, though, you can tilt the odds of success in your favor.

That’s why, in this article, I’m going to go through some of the greatest crypto tools I’ve discovered and how you may utilize them to get the most out of your investments.

The crypto tool to add to your belt is another bundle and that’s the Governance Tracker by Tally, the governance tracker by Masari and the governance tracker by Deep Down.

Starting with Tally’s governance tracker.

This tool lets you see all the most active dowels on Ethereum, Polygon, Avalanche, Optimism and Arbitram.

Any dows that have active proposals in process are automatically top of the list otherwise it’s sorted based on how many active voters there are.

I’ll quickly note that it’s quite remarkable how little engagement there is outside of the top 10 dows.

Now what’s cool is when you click on one of the dows tally will show you how the governance process for the dow in question works.

In simple terms as well as the top voters in that dow and their voting power.

Not surprisingly the top voters in these dows are often crypto VCS.

What’s awesome is that tally even lets you create your own proposal for the dow you’ve selected and gives you a step-by-step guide on how to publish your proposal note that you’ll need a web3 wallet like Metamask for this.

Now besides making it easy to have a say in your favorite crypto projects Tally’s governance tracker can be another way to keep track of any cell pressure your favorite coins or tokens could experience assuming they have proposals waiting to be passed.

Of course not only that but keeping track of proposals before they’re passed can be a great way of getting ahead of an upcoming rally.

All you need to do is check when the proposal will be passed and if you know it’s a significant one you could make an easy profit selling the news.

Ideally you’d catch a bullish proposal before it’s even tabled and that’s where Masari’s governance tracker comes in.

This tool also gives you an overview of the most active dows on popular smart contract cryptocurrencies including governance for smart contract cryptocurrencies themselves unlike Tally’s governance tracker.

However Masari’s governance tracker gives you an overview of all the preliminary discussions going on within these dows.

This makes it easy to spot proposals that have yet to be tabled and can therefore get you in extra early on a price move before the proposal is passed.

Now the only thing I’ll caution is that Masari’s assessment of the importance of a particular proposal isn’t always accurate so don’t give too much weight to that indicator on the dashboard.

Always click on the proposal to double check what it’s about then ask yourself whether it’s something that could be passed and what it could mean for the price of the coin or token in question.

Last but not least we have deep dow’s governance tracker which essentially combines the best of the two other governance tools.

Deep dow lets you sort dows by changes in treasury value token holders and active voters on the home page.

The tool also lets you see both discussions and proposals in real time on the dao feed.

The difference is that deep dow aggregates this data to give you an idea of how daos are doing in general be it by active voters or treasury balances.

Deep dow also lets you see which wallets are the most active in crypto governance on the people tab interesting stuff to say the least.


Binance announced it would be converting all USDC, USDP and TUSD stable coins on the exchange into BUSD at the end of this month.

Binance also announced that it will be removing all USDC, USDP and TUSD trading pairs on the exchange.

Note that these stable coins will automatically be converted into BUSD and any open trades involving these stable coins will be automatically closed and liquidated in the case of Leverage trades.

Binance’s BUSD is issued by Paxos a fully regulated Trust Company in the United States which seems to have the best track record as far as stablecoin reserves go.

Circle 2 is based in the United States and its USDC stablecoin has come to have the same kind of high quality reserves as Paxos’s BUSD albeit with slightly less regulatory oversight.

The same is true for TrueUSD and its TUSD stablecoin by contrast Tether is not based in the United States and though the reserves backing its USDT stablecoin have been improving.

They are not nearly of the same quality as its competitors this has resulted in lots of regulatory scrutiny from the United States and other countries.

Now as it so happens Binance confirmed to coin Telegraph shortly after its stablecoin enhancement that the exchange may eventually apply the same Auto conversion to Tethers USDT.

What this means is that Binance has effectively declared war on all other stablecoin issuers and that is a very big deal.

This is why it’s so odd that Circle CEO Jeremy Alaire said that Binance’s auto conversion of USDC into BUSD is a good thing for USDC consider that most active USDC trading pairs are on binance so eliminating them almost guarantees that USDC’s liquidity will be significantly reduced.

That said there is one very important factor that could protect exchanges and stablecoin issuers and that’s the adoption of US dollar stable coins which continues to accelerate as inflation continues to rise around the world and foreign currencies continue to collapse against the Greenback.

Ethereum’s merge – will it cause a problems with ETH or ERC20 tokens?

If you’re wondering where all the speculation has been coming from the answer is of course Ethereum’s transition from proof of work to proof-of-stake which is officially expected to occur between the 10th and 26th of September as per a blog post by the Ethereum foundation.

The merge itself will be preceded by the bellatrix upgrade on the 6th of September which will activate Ethereum’s consensus layer on the proof-of-stake beacon chain. The magic that happens between the 10th and 20th of September will be the actual transition of the execution layer from proof of work to proof of stake.

As amazing as it is to finally get confirmation of one of the most highly anticipated milestones in the history of cryptocurrency the fact of the matter is there could still be some unforeseen issues as was the case with the discovery of a small bug on the very day that the final dates were announced.

Don’t get me wrong Ethereum’s core developers are definitely prepared for the upgrade and have likely found all the bugs that any human being could hope to find. From what I’ve heard and seen most of the concerns are about damaging bugs in other places such as Ethereum’s decentralized applications.

As we’ve seen over the last few days there’s no shortage of leverage related to the merge and lots of this leverage is actually within Ethereum’s own defy ecosystem.

It’s possible if not likely that there could be pricing issues during the merge that lead to unwanted liquidations in some d5 protocols not only that but it’s easy to forget that centralized exchanges are effectively part of the Ethereum stack as well I’m sure many of you have seen the announcements from Coinbase and Binance that they will be pausing deposits and withdrawals for ETH and ERC20 tokens around the time of the merge.

Although Binance provided an exact date for its deposit and withdrawal pause it appears that Coinbase didn’t and I suspect that not all exchanges will provide exact dates for whatever reason.

Never mind the possibility that the exchanges which did provide dates could be forced to change them last minute. As such you should consider moving any ETH or ERC20 tokens you plan on selling on or around the merge to a centralized exchange in the next week or so.

Just make sure you’re using a regulated exchange and bear in mind that many exchanges could see outages due to all the trading activity.

Moving of your ETH and ERC20 tokens to another secure smart contract cryptocurrency could be a good way of hedging yourself against any exchange outages.

The Market Snapshot 10 Sep 2020

This ‘Market Snapshot’ is going to be an interesting one, as it is sharing some of my thoughts inspired by the markets and my trading rather than market action.

The first thing I’d like to talk about is the correlation between Bitcoin, Altcoins, Gold, Stocks and the USD, as it is definitely a topic many people are discussing and it’s a heated one.

Since the March crash we have seen most assets get much more correlated than they were before, and the main reason is that the USD has become more volatile and it’s importance to markets has become very clear. Due to the fact that the biggest markets in the world are the US ones, most debt is in USD and most assets are traded vs the USD, it is normal for assets to be correlated to an extent just because of that. At the same time, many retail traders are looking at the same things, along with institutions which aren’t focused on crypto. Many of them actually bought the dip this time, and now have a bigger influence in the crypto markets than ever before.

Another thing is that the US stocks are going parabolic, especially the big tech names, while the VIX is near 30. There is a lot of uncertainty in the world right now and one market has gained most of the attention. At the same time, crypto is still flying under the radar and the crypto total marketcap is 50% below its ATHs nearly 3 years later. Eventually things are going to change as this market is maturing and the technology is progressing.

Bitcoin usually starts moving very quickly when something changes in the global picture. We saw that both in Dec 2017 and Nov 2018, March 2020 and also during this correction where Bitcoin started dropping before stocks and bottomed before them. Don’t forget that crypto is still the wild west and a 24/7 market.

In my first ‘Market Snapshot’ I got many of the targets for closing shorts and going long correct (SPX 3300, NDX 10900-11100 & Bitcoin 9500-9800), but then I became overly bearish. On my ‘Weekly Open’ analysis although, Bitcoin and altcoins had dropped substantially, I felt they had more to drop as traditional markets fell further. So why did I get it wrong, what were the signals that I was wrong and what to do next time?

A. Always focus on the chart you are analysing for entries and exits. If an entry is really good, don’t leave it on the table because you think the xyz asset could do something different. Crypto is a different beast and respects TA incredibly well, but also has its own intricacies. For example the diagonal held nicely and the price never even closed below 10k or the 128 DMA. On top of that, the BTCUSD & ALTBTC correlation had started breaking since Sunday. Alts where also not dropping much despite BTC trying to go lower.

B. Always look at both BTC and USD charts for alts. Nowadays USD charts are more important as most trading is going on in USD/USDT pairs. Even though alts didn’t seem ‘oversold’ enough in BTC terms, they certainly were in USD terms.

C. When markets get volatile stick to your initial plan, because during crazy corrections like this one – fastest 10% drop in 3 days in Nasdaq’s history – you could be your own worst enemy by overthinking or, even worse, overtrading.

D. To me it was and still is very clear that we are in a bull market both in Crypto and stocks. NDX could drop to 10200-10600 which I think is possible, yet after such a strong correction it is definitely worth betting with the trend if something is sitting at support. Even if if will be just a dead cat bounce. What got to me was the fear of a March-like crash, which imho is simply not likely to happen anytime soon.

When things get volatile, try to play level by level and go small until you get a clearer picture of the market. Let the dust settle.